premiummilesSBI Card · Visa
Air India SBI Signature Credit Card
Direct earn into Air India Maharaja Club (1 RP = 1 Maharaja Club point). 4 RP per ₹100 standard; 10 RP per ₹100 on Air India bookings. Up to 1,00,000 bonus points/yr across spend milestones (5L/10L/20L) + a 5,000-point anniversary gift. With Vistara now merged into Air India, Maharaja Club is the surviving domestic loyalty currency.
what it costs
| joining fee | ₹4,999 |
|---|---|
| annual fee | ₹4,999 |
| how to dodge the fee | — |
| forex markup | 3.5% + GST |
how you earn
every ₹100 you swipe earns you miles in Air India Maharaja Club.
| default | 4× / ₹100 |
|---|---|
| travel | 10× / ₹100 |
freebies
| welcome gift | 20,000 Air India Maharaja Club points on payment of joining fee |
|---|---|
| spend ₹5,00,000 | 20,000 bonus Air India Maharaja Club points |
| spend ₹10,00,000 | 30,000 bonus Air India Maharaja Club points |
| spend ₹20,00,000 | 50,000 bonus Air India Maharaja Club points |
where your points fly
move points to these airlines & hotels at the ratio shown (lower = better).
- Air India Maharaja Club1:1
extras
| domestic lounges | 8/year (max 2/quarter) |
|---|---|
| international lounges | Priority Pass membership ($27/visit fee) |
| who can apply | Salaried or self-employed; SBI Cards standard underwriting |
want it?
all numbers checked against the bank's page on 2026-05-31. apply links may carry an affiliate tag — see our disclosure.